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Mpesa Charges – Safaricom Mpesa Rates: Current Mpesa Tarrifs. Searching for Safaricom Mpesa charges, Mpesa Tariffs, Mpesa Rates, or Mpesa Paybill charges? M-Pesa has expanded its popularity across the globe and helping a lot of people in making their life better and easier.
Mpesa service allows the registered user to deposit money into an account stored on their cell phones. To be able to Withdrawal money from the mobile phone, visit Mpesa Agent; follow the simple instructions prompted on the phone which will require you to enter your personal pin in order to withdraw. To know the Mpesa Charges you can check on the Mpesa Withdrawal Charges Chart. There are no charges for depositing funds.
Below are the Mpesa charges-Safaricom Mpesa Rates
Mpesa charges-Safaricom Mpesa Rates: Current Mpesa Tariffs
Safaricom Mpesa Withdrawal Charges from M-PESA Agent
| Min(KSh) | Max(KSh) | M-PESA Charges |
|---|---|---|
| 1 | 49 | N/A |
| 50 | 100 | 10 |
| 101 | 500 | 27 |
| 501 | 1,000 | 28 |
| 1,001 | 1,500 | 28 |
| 1,501 | 2,500 | 28 |
| 2,501 | 3,500 | 50 |
| 3,501 | 5,000 | 67 |
| 5,001 | 7,500 | 84 |
| 7,501 | 10,000 | 112 |
| 10,001 | 15,000 | 162 |
| 15,001 | 20,000 | 180 |
| 20,001 | 25,000 | 191 |
| 25,001 | 30,000 | 191 |
| 30,001 | 35,000 | 191 |
| 35,001 | 40,000 | 270 |
| 40,001 | 45,000 | 270 |
| 45,001 | 50,000 | 270 |
| 50,001 | 150,000 | 300 |
Read also: MySafaricom App
Safaricom Mpesa Transfer Charges to Unregistered Users
| Min(KSh) | Max(KSh) | M-PESA Charges |
|---|---|---|
| 1 | 49 | N/A |
| 50 | 100 | N/A |
| 101 | 500 | 45 |
| 501 | 1,000 | 49 |
| 1,001 | 1,500 | 59 |
| 1,501 | 2,500 | 74 |
| 2,501 | 3,500 | 112 |
| 3,501 | 5,000 | 135 |
| 5,001 | 7,500 | 166 |
| 7,501 | 10,000 | 205 |
| 10,001 | 15,000 | 265 |
| 15,001 | 20,000 | 288 |
| 20,001 | 25,000 | 309 |
| 25,001 | 30,000 | 309 |
| 30,001 | 35,000 | 309 |
| 35,001 | 40,000 | N/A |
| 40,001 | 45,000 | N/A |
| 45,001 | 50,000 | N/A |
| 50,001 | 150,000 | N/A |
Mpesa charges-Safaricom Mpesa Rates: Current Mpesa Tariffs
Safaricom Mpesa Transfer Charges to Registered M-Pesa Users
| Min(KSh) | Max(KSh) | M-PESA Charges |
|---|---|---|
| 1 | 49 | FREE |
| 50 | 100 | FREE |
| 101 | 500 | 6 |
| 501 | 1,000 | 12 |
| 1,001 | 1,500 | 22 |
| 1,501 | 2,500 | 32 |
| 2,501 | 3,500 | 51 |
| 3,501 | 5,000 | 55 |
| 5,001 | 7,500 | 75 |
| 7,501 | 10,000 | 87 |
| 10,001 | 15,000 | 97 |
| 15,001 | 20,000 | 102 |
| 20,001 | 25,000 | 105 |
| 25,001 | 30,000 | 105 |
| 30,001 | 35,000 | 105 |
| 35,001 | 40,000 | 105 |
| 40,001 | 45,000 | 105 |
| 45,001 | 50,000 | 105 |
| 50,001 | 150,000 | 105 |
Safaricom Mpesa Transfer to other mobile users: Telkom & Airtel
| Min(KSh) | Max(KSh) | M-PESA Charges |
|---|---|---|
| 1 | 49 | FREE |
| 50 | 100 | FREE |
| 101 | 500 | 6 |
| 501 | 1,000 | 12 |
| 1,001 | 1,500 | 22 |
| 1,501 | 2,500 | 32 |
| 2,501 | 3,500 | 51 |
| 3,501 | 5,000 | 55 |
| 5,001 | 7,500 | 75 |
| 7,501 | 10,000 | 87 |
| 10,001 | 15,000 | 97 |
| 15,001 | 20,000 | 102 |
| 20,001 | 25,000 | 105 |
| 25,001 | 30,000 | 105 |
| 30,001 | 35,000 | 105 |
| 35,001 | 40,000 | 105 |
| 40,001 | 45,000 | 105 |
| 45,001 | 50,000 | 105 |
| 50,001 | 150,000 | 105 |
Mpesa ATM Withdrawal Charges
Find Mpesa ATM Withdrawal charges. These Safaricom Mpesa rates for ATM Withdrawal will guide you on the amount you want to withdrawal from your M-pesa through ATMs
Mpesa transaction rates or Charges vary according to the amount of money you want to withdrawal from the ATM
| Min(KSh) | Max(KSh) | M-PESA Charges |
|---|---|---|
| 2,501 | 5,000 | 67 |
| 5,001 | 10,000 | 112 |
| 10,001 | 20,000 | 197 |
How Does Mpesa work?
M stands for mobile and pesa is a Swahili word for money. M-Pesa is simply a mobile phone-based money transfer application. MPesa is a virtual banking system that allows transaction services through a phone SIM card. Once a registered SIM card has been put into the mobile phone’s card slot, one can be able to make payments, withdrawals, and transfer money to other registered sim card users, banks accounts, or business paybill numbers.
In short, MPesa enables the users to deposit, withdraw, transfer money and pay for goods and services through the mobile phone.
M-Pesa Services or Products
M-Pesa has many services that it offers its users. It enables users to:-
• Deposit and withdraw money
• Make Payment or Settle bills
• Transfer money to other users (Mpesa Unregistered Users and Mpesa Registered Users)
• Buy Goods and Services
• Transfer money from the platform to banks or from banks to M-Pesa
• Purchase airtime
Mpesa Charges: Mpesa Rates – Mpesa Tariffs
The Mpesa charges for sending money or mpesa charges for withdrawing money depend on the type of transaction you are undertaking or the amount of money being transacted. Mpesa Transaction Rates depend on the amount of money being transferred and whether the payee is Mpesa registered user or not.
Mpesa Charges Kenya or the mpesa charges list is a fixed amount for a given range of transaction amount; One can send as little as Kshs 1 on M-PESA for free and make payments through buy goods and paybill for up to Kshs 100 for free. Above Kshs 100 Mpesa Charges Apply.
The maximum amount one can transfer to the non-registered users of the system is Kshs 35,000. This is due to the Know Your Customer / Anti Money Laundering policy set by the Central Bank of Kenya. The maximum amount one can transfer to a registered user is Kshs 150,000 per transaction. Mpesa Charges are higher to send money to non-registered subscribers.
Mpesa Tariffs increase as the amount increases or the actual cost is pegged on the amount transacted within the platform.
MPesa transactions
- Maximum M-Pesa Balance is KShs 300,000
- To be able to transact with Mpesa, your Safaricom line and M-PESA account must be active
- The Maximum Daily Transaction Value is KShs 300,000.
- The daily maximum MPesa transaction is Kshs 150,000
- M-Pesa limit increased Kshs 150,000
- At an M-Pesa agent, you cannot deposit money directly into another M-PESA customer’s account directly. You have to deposit the cash into your account first then transfer to the other person
- One earns Bonga points when they transact on M-PESA.
- To transact or register at any M-PESA Agent, you will be needed to identify yourself by producing your original identification document, that is National ID, Military ID, Passport, Diplomatic ID or Foreigner Certificate or Alien ID
Mpesa Charges Download
Mpesa Paybill Charges
Are you paying your water bill, electricity bill, internet bill, paying goods online through lipa na mpesa? Today we help you understand some of the ways in which your Mpesa paybill charges are calculated and the reason why some transactions may be cheaper and others expensive.
Since its inception mpesa has made the life of many people become easier in terms of money transfer and payment of bills. To date many businesses have acquired paybill numbers or lipa na mpesa till numbers to enable their clients to have better and easier options of clearing their bills.
Every time you pay through lipa na mpesa, there are certain mpesa paybill charges that you incur depending on the transaction you are carrying out. The charges you get depend on the mpesa paybill tariff the business has registered into.
Below we have looked into the type of mpesa paybill tariffs available to businesses opting to have lipa na mpesa account
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Mpesa Paybill Charges -Business Mgao Tariff
This mpesa paybill tarrif normally splits mpesa paybill charges between the customer and business. Many businesses do not prefer this kind of tariff because it lead to other business expense that would lower their profit margins.
Chart for mpesa paybill charges: Business Mgao Tariff
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Mpesa Paybill Charges-Business Bouquet Tariff
Under this tariff no charges are incurred by the business; the entire costs are paid by the customer hence higher mpesa paybill charges compared to Business Mgao Tariff. In most cases, this is the most preferred kind of tariff
Chart for mpesa paybill charges: Business Bouquet Tariff
| Mpesa paybill Business Bouquet Tariff | ||||
| Min | Max | Customer Charges | Business Charges | Total |
| 1 | 49 | 0 | 0 | 0 |
| 50 | 100 | 0 | 0 | 0 |
| 101 | 499 | 23 | 0 | 23 |
| 500 | 999 | 23 | 0 | 23 |
| 1,000 | 1,499 | 34 | 0 | 34 |
| 1,500 | 2,499 | 34 | 0 | 34 |
| 2,500 | 3,499 | 56 | 0 | 56 |
| 3,500 | 4,999 | 56 | 0 | 56 |
| 5,000 | 7,499 | 85 | 0 | 85 |
| 7,500 | 9,999 | 85 | 0 | 85 |
| 10,000 | 34,999 | 112 | 0 | 112 |
| 35,000 | 49,999 | 202 | 0 | 202 |
| 50,000
70,0000 |
29,999
150,000 |
210
210 |
0
0 |
210
210 |
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Mpesa Paybill Charges- Customer Bouquet Tariff
The last kind of mpesa paybill tariff is Customer Bouquet Tariff, in this tariff the businesses choose to incur all the cost, the customer bears no cost. It is the least considered kind of tariff for most businesses
Chart for mpesa paybill charges: Customer Bouquet Tariff
| Customer Bouquet Tariff | ||||
| Min | Max | Customer Charges | Business Charges | Total |
| 1 | 49 | 0 | 0 | 0 |
| 50 | 100 | 0 | 0 | 0 |
| 101 | 499 | 0 | 23 | 23 |
| 500 | 999 | 0 | 23 | 23 |
| 1,000 | 1,499 | 0 | 34 | 34 |
| 1,500 | 2,499 | 0 | 34 | 34 |
| 2,500 | 3,499 | 0 | 56 | 56 |
| 3,500 | 4,999 | 0 | 56 | 56 |
| 5,000 | 7,499 | 0 | 85 | 85 |
| 7,500 | 9,999 | 0 | 85 | 85 |
| 10,000 | 34,999 | 0 | 112 | 112 |
| 35,000 | 49,999 | 0 | 202 | 202 |
| 50,000
70,000 |
69,999
150,000 |
0
0 |
210
210 |
210
210 |
It is now easier to estimate the amount of mpesa charges you will get as per above-described tariffs.
Betty is a qualified teacher with a Bachelor of Education (Arts). In addition, she is a registered Certified Public Accountant. She has been teaching and offering part-time accounting services for the last 10 years. She is passionate about education, accounting, writing, and traveling.
