Mpesa Charges – Safaricom Mpesa Rates : Current Mpesa Tarrifs

Mpesa Charges – Safaricom Mpesa Rates: Current Mpesa Tarrifs. Searching for Safaricom Mpesa charges, Mpesa Tariffs, Mpesa Rates, or Mpesa Paybill charges?  M-Pesa has expanded its popularity across the globe and helping a lot of people in making their life better and easier.

Mpesa service allows the registered user to deposit money into an account stored on their cell phones.  To be able to Withdrawal money from the mobile phone, visit Mpesa Agent; follow the simple instructions prompted on the phone which will require you to enter your personal pin in order to withdraw. To know the Mpesa Charges you can check on the Mpesa Withdrawal Charges Chart.  There are no charges for depositing funds.

Below are the Mpesa charges-Safaricom Mpesa Rates

Mpesa charges-Safaricom Mpesa Rates: Current Mpesa Tariffs

Safaricom Mpesa Withdrawal Charges from M-PESA Agent

Min(KSh)	Max(KSh)	M-PESA Charges
1	49	N/A
50	100	10
101	500	27
501	1,000	28
1,001	1,500	28
1,501	2,500	28
2,501	3,500	50
3,501	5,000	67
5,001	7,500	84
7,501	10,000	112
10,001	15,000	162
15,001	20,000	180
20,001	25,000	191
25,001	30,000	191
30,001	35,000	191
35,001	40,000	270
40,001	45,000	270
45,001	50,000	270
50,001	150,000	300

Read also: MySafaricom App

Safaricom Mpesa Transfer Charges to Unregistered Users

Min(KSh)	Max(KSh)	M-PESA Charges
1	49	N/A
50	100	N/A
101	500	45
501	1,000	49
1,001	1,500	59
1,501	2,500	74
2,501	3,500	112
3,501	5,000	135
5,001	7,500	166
7,501	10,000	205
10,001	15,000	265
15,001	20,000	288
20,001	25,000	309
25,001	30,000	309
30,001	35,000	309
35,001	40,000	N/A
40,001	45,000	N/A
45,001	50,000	N/A
50,001	150,000	N/A

Mpesa charges-Safaricom Mpesa Rates: Current Mpesa Tariffs

Safaricom Mpesa Transfer Charges to Registered M-Pesa Users

Min(KSh)	Max(KSh)	M-PESA Charges
1	49	FREE
50	100	FREE
101	500	6
501	1,000	12
1,001	1,500	22
1,501	2,500	32
2,501	3,500	51
3,501	5,000	55
5,001	7,500	75
7,501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	25,000	105
25,001	30,000	105
30,001	35,000	105
35,001	40,000	105
40,001	45,000	105
45,001	50,000	105
50,001	150,000	105

Safaricom Mpesa Transfer to other mobile users: Telkom & Airtel

Min(KSh)	Max(KSh)	M-PESA Charges
1	49	FREE
50	100	FREE
101	500	6
501	1,000	12
1,001	1,500	22
1,501	2,500	32
2,501	3,500	51
3,501	5,000	55
5,001	7,500	75
7,501	10,000	87
10,001	15,000	97
15,001	20,000	102
20,001	25,000	105
25,001	30,000	105
30,001	35,000	105
35,001	40,000	105
40,001	45,000	105
45,001	50,000	105
50,001	150,000	105

Mpesa ATM Withdrawal Charges

Find Mpesa ATM Withdrawal charges. These Safaricom Mpesa rates for ATM Withdrawal will guide you on the amount you want to withdrawal from your M-pesa through ATMs

Mpesa transaction rates or Charges vary according to the amount of money you want to withdrawal from the ATM

Min(KSh)	Max(KSh)	M-PESA Charges
2,501	5,000	67
5,001	10,000	112
10,001	20,000	197

How Does Mpesa work?

M stands for mobile and pesa is a Swahili word for money. M-Pesa is simply a mobile phone-based money transfer application. MPesa is a virtual banking system that allows transaction services through a phone SIM card. Once a registered SIM card has been put into the mobile phone’s card slot, one can be able to make payments, withdrawals, and transfer money to other registered sim card users, banks accounts, or business paybill numbers.

In short, MPesa enables the users to deposit, withdraw, transfer money and pay for goods and services through the mobile phone.

M-Pesa Services or Products

M-Pesa has many services that it offers its users. It enables users to:-
•    Deposit and withdraw money
•    Make Payment or Settle bills
•    Transfer money to other users (Mpesa Unregistered Users and Mpesa Registered Users)
•    Buy Goods and Services
•    Transfer money from the platform to banks or from banks to M-Pesa
•    Purchase airtime

 Mpesa Charges: Mpesa Rates – Mpesa Tariffs

The Mpesa charges for sending money or mpesa charges for withdrawing money depend on the type of transaction you are undertaking or the amount of money being transacted. Mpesa Transaction Rates depend on the amount of money being transferred and whether the payee is Mpesa registered user or not.

Mpesa Charges Kenya or the mpesa charges list is a fixed amount for a given range of transaction amount; One can send as little as Kshs 1 on M-PESA for free and make payments through buy goods and paybill for up to Kshs 100 for free. Above Kshs 100 Mpesa Charges Apply.

The maximum amount one can transfer to the non-registered users of the system is Kshs 35,000. This is due to the Know Your Customer / Anti Money Laundering policy set by the Central Bank of Kenya. The maximum amount one can transfer to a registered user is Kshs 150,000 per transaction.  Mpesa Charges are higher to send money to non-registered subscribers.

Mpesa Tariffs increase as the amount increases or the actual cost is pegged on the amount transacted within the platform.

MPesa transactions

• Maximum M-Pesa Balance is KShs 300,000
• To be able to transact with Mpesa, your Safaricom line and M-PESA account must be active
• The Maximum Daily Transaction Value is KShs 300,000.
• The daily maximum MPesa transaction  is Kshs 150,000
• M-Pesa limit increased Kshs 150,000
• At an M-Pesa agent, you cannot deposit money directly into another M-PESA customer’s account directly. You have to deposit the cash into your account first then transfer to the other person
• One earns Bonga points when they transact on M-PESA.
• To transact or register at any M-PESA Agent, you will be needed to identify yourself by producing your original identification document, that is National ID, Military ID, Passport, Diplomatic ID or Foreigner Certificate or Alien ID

Mpesa Charges Download

Mpesa Paybill Charges

Are you paying your water bill, electricity bill, internet bill, paying goods online through lipa na mpesa? Today we help you understand some of the ways in which your Mpesa paybill charges are calculated and the reason why some transactions may be cheaper and others expensive.

Since its inception mpesa has made the life of many people become easier in terms of money transfer and payment of bills. To date many businesses have acquired paybill numbers or lipa na mpesa till numbers to enable their clients to have better and easier options of clearing their bills.

Every time you  pay through lipa na  mpesa, there are certain mpesa paybill charges that you incur depending on the transaction you are carrying out. The charges you get depend on the mpesa paybill tariff the business has registered into.

Below we have looked into the type of mpesa paybill tariffs available to businesses opting to have lipa na mpesa account

1. Mpesa Paybill Charges -Business Mgao Tariff

This mpesa paybill tarrif normally splits mpesa paybill charges between the customer and business. Many businesses do not prefer this kind of tariff because it lead to other business expense that would lower their profit margins.

Chart for mpesa paybill charges: Business Mgao Tariff

Mpesa paybill Business Mgao Tariff Min Max  Charges to Customer Charges to Business 1 49 50 100 101 499 23 23 500 999 23 22 1,000 1,499 23 12 35 1,500 2,499 23 12 35 2,500 3,499 34 22 56 3,500 4,999 34 22 56 5,000 7,499 34 51 85 7,500 9,999 34 51 85 10,000 34,999 34 79 113 35,000 49,999 45 157 202 50,000 70,000 69,999 150,000 49 49 161 161 210 210

2. Mpesa Paybill Charges-Business Bouquet Tariff

Under this tariff no charges are incurred by the business; the entire costs are paid by the customer hence higher mpesa paybill charges compared to Business Mgao Tariff. In most cases, this is the most preferred kind of tariff

Chart for mpesa paybill charges: Business Bouquet Tariff

	Mpesa paybill Business Bouquet Tariff
Min	Max	Customer Charges	Business Charges	Total
1	49
50	100
101	499	23		23
500	999	23		23
1,000	1,499	34		34
1,500	2,499	34		34
2,500	3,499	56		56
3,500	4,999	56		56
5,000	7,499	85		85
7,500	9,999	85		85
10,000	34,999	112		112
35,000	49,999	202		202
50,000 70,0000	29,999 150,000	210 210	0 0	210 210

3. Mpesa Paybill Charges- Customer Bouquet Tariff

The last kind of mpesa paybill tariff is Customer Bouquet Tariff, in this tariff the businesses choose to incur all the cost, the customer bears no cost.  It is the least considered kind of tariff for most businesses

Chart for mpesa paybill charges: Customer Bouquet Tariff

Customer Bouquet Tariff
Min	Max	Customer Charges	Business Charges	Total
1	49
50	100
101	499		23	23
500	999		23	23
1,000	1,499		34	34
1,500	2,499		34	34
2,500	3,499		56	56
3,500	4,999		56	56
5,000	7,499		85	85
7,500	9,999		85	85
10,000	34,999		112	112
35,000	49,999		202	202
50,000 70,000	69,999 150,000	0 0	210 210	210 210

 

It is now easier to estimate the amount of mpesa charges you will get as per above-described tariffs.