These are the best paying SACCOs interms of dividends and interest payouts. The leading SACCO is Tower SACCO which has a dividend rate of 20 percent and interest on deposit at 13 percent.
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| Sacco Name | Dividend Rate | Interest Rate |
| Tower SACCO | 20.00% | 13.00% |
| Port DT SACCO | 20.00% | 12.50% |
| Tembo SACCO | 20.00% | 11.75% |
| Maisha Bora SACCO | 20.00% | 11.00% |
| NSSF SACCO | 20.00% | 11.00% |
| Yetu SACCO | 19.00% | 13.00% |
| Unison SACCO | 18.50% | 12.60% |
| Ndege Chai SACCO | 18.50% | 12.00% |
| Nation SACCO | 18.00% | 10.00% |
| Ollin SACCO | 17.50% | 12.20% |
| IG SACCO | 17.00% | 12.12% |
| Suluhu SACCO | 17.00% | 11.80% |
| Kenya Police DT SACCO | 17.00% | 11.00% |
| Hazina SACCO | 17.00% | 10.75% |
| Magadi SACCO | 17.00% | 10.00% |
| Mwito SACCO | 17.00% | 9.40% |
| Cosmopolitan SACCO | 16.50% | 12.05% |
| Winas SACCO | 16.50% | 12.50% |
| Gusii Mwalimu SACCO | 16.00% | 11.00% |
| Stima SACCO | 16.00% | 11.00% |
| Nawiri SACCO | 15.00% | 15.00% |
| Trans Nation SACCO | 15.00% | 12.50% |
| Mentor SACCO | 15.00% | 12.50% |
| Simba Chai SACCO | 15.00% | 11.00% |
| Imarisha Sacco | 15.00% | 10.05% |
| Wanandege Sacco | 15.00% | 10.50% |
| Imarika SACCO | 15.00% | 10.50% |
| KCS SACCO | 15.00% | 8.00% |
| KMA SACCO | 15.00% | 8.70% |
| Acumen SACCO | 15.00% | 4.25% |
| Vision Africa SACCO | 15.00% | 4.00% |
| NewFortis SACCO | 14.00% | 13.00% |
| Jamii SACCO | 14.00% | 8.50% |
| Mwalimu National SACCO | 13.00% | 10.00% |
| Boresha SACCO | 13.00% | 9.50% |
| Centenary SACCO | 12.00% | 10.00% |
| The Noble SACCO | 11.00% | 10.00% |
| Kenya Highlands SACCO | 10.00% | 10.00% |
| Shirika SACCO | 10.00% | 10.50% |
| SOTICO SACCO | 10.00% | 10.00% |
| Lompasago SACCO | 10.00% | 8.00% |
| Tai SACCO | 10.00% | 7.50% |
| Viktas SACCO | 10.00% | 7.50% |
| Qwetu SACCO | 6.00% | 5.00% |
| Stawisha SACCO | 6.00% | 4.50% |
| Elimu SACCO | 5.50% | 4.00% |
| Ushirika SACCO | 5.00% | 4.00% |
| Pamoja SACCO | 5.00% | 4.00% |
Betty is a qualified teacher with a Bachelor of Education (Arts). In addition, she is a registered Certified Public Accountant. She has been teaching and offering part-time accounting services for the last 10 years. She is passionate about education, accounting, writing, and traveling.