KWFT – Paybill Number, Contacts, Branches, Products

KWFT – Paybill Number, Contacts, Branches, Products: Kenya Women Microfinance Bank (KWFT) for over three decades now has continued to provide opportunities to thousands of families gradually uplifting them out of poverty and elevating them to improved living standards.

KWFT received the license for Deposit Taking Business in March 2010 from Central Bank of Kenya (CBK) and it prides itself to being the only Financial Institution in Kenya and Africa that serves a unique niche market, as reflected in the Institution’s slogan ‘Banking on women’ as we are the only Women’s Bank in Africa. Click to view the success stories.

With 80% of KWFT’s clients residing in the rural areas, the Institution has made a deliberate effort to reduce inequalities and enhancing financial inclusion by ensuring that its operations reach far and wide to provide equal opportunities to all women and their families around the country. To foster this need KWFT has invested in a vast branch network of 245 offices spread out across 45 out of the 47 counties in Kenya.


KWFT Paybill Number

KWFT Paybill Number is 101200

M-PESA to Bank PayBill Number: 101200


USSD for Bank to M-PESA: *378#

KWFT Products

Savings Accounts


  • KWFT AfyaFit
  • Business Loans
  • Emergency Loans
  • Education Loans
  • Consumer Loans
  • Nyumba Smart Loan
  • Clean & Renewable Energy Loans
  • Kilimo Bora Loans
  • Water, Sanitation & Hygiene Loans

KWFT mobile banking

KWFT mobile is a convenient way to do your banking without having to visit the branch. You can access your money 24/7 using your mobile phone.


  • Mobile banking number *859#
  • Cash deposits from m-pesa wallet to KWFT account
  • Loan request and payment
  • Cash withdrawal from your KWFT account to your M-pesa & Airtel Money account
  • Balance Enquiry
  • Request for Mini-statement
  • Fund transfer between KWFT accounts
  • Airtime top-up (Safaricom and Airtel)
  • ATM services – Place order and block card
  • Utility Payments
  • Customer service numbers
  • SMS alerts for all transactions

You can also download the KWFT App from play store to enjoy the mobile banking services.

KWFT Branches

Nyahururu DTU
Naivasha Branch
Muhuru Unit
Ikonge Unit
Narok DTU
Bomet Branch
Eldoret East
Eldoret West
Eldoret Central
Kabarnet DTU
Kapsowar DTU
Kapsabet DTU
Mois Bridge
Keroka North Unit
Lodwar Branch
Kericho Branch
Eldoret Branch
Nakuru Branch
Bungoma Branch
Litein DTU
Molo DTU
Sosiot DTU
Kisumu West
Marigat DTU
Ravine DTU
Engineer DTU
Njabini Unit
Njoro Unit
Keroka South Unit
Kisii West Unit
Isebania DTU
Awendo DTU
Naivasha Unit
Olenguruone DTU
Kakamega Branch
Kholera House

KWFT Contacts

KWFT Headquarters, Akira House,
Kiambere Road, Upper Hill
P.O. Box 4179 – 00506
Nyayo Stadium, Nairobi
24 hrs Customer Service: 0703 067 700
Pilot Line: 0703 067 000
Airtel: 0730 167 000